{"id":440,"date":"2014-10-14T09:07:08","date_gmt":"2014-10-14T17:07:08","guid":{"rendered":"http:\/\/www.keenanpowell.com\/blog\/?p=440"},"modified":"2014-10-14T09:07:08","modified_gmt":"2014-10-14T17:07:08","slug":"top-10-secrets-in-workers-compensation","status":"publish","type":"post","link":"https:\/\/www.keenanpowell.com\/blog\/2014\/10\/14\/top-10-secrets-in-workers-compensation\/","title":{"rendered":"Top 10 Secrets in Workers Compensation"},"content":{"rendered":"

\"tools\"<\/a><\/p>\n

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<\/b>1.\u00a0\u00a0<\/b>Employers don\u2019t like to file Reports of Injury.<\/b>\u00a0 On the job injuries raises the Employer\u2019s insurance rates and can disqualify them from bidding for federal contracts<\/p>\n

2.\u00a0\u00a0<\/b>Employers must file Reports of Injury.<\/b>\u00a0 Whether they like it or not, they must fill out the Workers Compensation Report of Injury form and file it with the Board 10 days after the injury is reported to them by the worker.<\/p>\n

3. <\/b>Employers will owe the Injured Worker a penalty if it fails to report the injury timely.<\/b>\u00a0 The amount of the penalty is based upon the benefits paid to the Injured Worker.\u00a0 It is 20% of the benefits that were unpaid when due.<\/p>\n

4. \u00a0<\/b>Insurance companies don\u2019t like Workers Compensation claims.<\/b> It eats into their profits.<\/p>\n

5. \u00a0<\/b>The \u201cNurse Case Manager\u201d is hired by the insurance company to keep an eye on the Injured Worker and to \u201ccoordinate\u201d medical treatment.<\/b>\u00a0 That means she tells the doctor what the insurance company will and will not pay for thereby directing treatment.<\/p>\n

6.\u00a0\u00a0<\/b>It\u2019s against the law for the insurance company to direct medical treatment.<\/b>\u00a0 The insurance company is not allowed to tell the doctor what he can or cannot do.\u00a0 Your treatment is a decision between you and your doctor, alone.<\/p>\n

7.\u00a0\u00a0<\/b>It is against the law for the insurance company to deny or refuse to pay for treatment that your doctor ordered unless they can prove they have a \u201cgood faith\u201d basis for the refusal.<\/b>\u00a0 Some insurance companies drag their feet without formally controverting benefits. Meanwhile the Injured Worker can\u2019t get the treatment he or she needs and can\u2019t get back to work.<\/p>\n

8.\u00a0\u00a0<\/b>A \u201cgood faith\u201d basis for the refusal usually means the insurance company\u2019s doctor (so-called \u201cIME\u201d) says the treatment your doctor recommended is not reasonable or necessary or not related to your work injuries.<\/b><\/p>\n

<\/b>9.\u00a0<\/b>There is no such thing as an \u201cIndependent Medical Evaluation\u201d. <\/b>The insurance companies regularly employ doctors who will say what they want to hear, that is, give them a reason to deny your treatment.<\/p>\n

10.\u00a0<\/b>You can fight the insurance company.<\/b>\u00a0 You can file a Claim with the Alaska Workers Compensation Board.\u00a0 You can hire an attorney.<\/p>\n

Keenan Powell has practiced Workers Compensation law in the State of Alaska for over 30 years and has dedicated her practice to Workers Compensation representing injured Alaskans handling hundreds of cases. www.keenanpowell.com<\/a>.<\/p>\n

All consultations are free.<\/b>\u00a0 To make an appointment, use the contact form on this website or call:\u00a0 907 258 7663.<\/p>\n

 <\/p>\n

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 <\/p>\n","protected":false},"excerpt":{"rendered":"

  1.\u00a0\u00a0Employers don\u2019t like to file Reports of Injury.\u00a0 On the job injuries raises the Employer\u2019s insurance rates and can disqualify them from bidding for federal contracts 2.\u00a0\u00a0Employers must file Reports of Injury.\u00a0 Whether they like it or not, they must fill out the Workers Compensation Report of Injury form and file it with the ...continue reading \"Top 10 Secrets in Workers Compensation\"<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[3],"tags":[],"class_list":{"0":"post-440","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-workers-compensation","7":"h-entry","8":"hentry","9":"h-as-article"},"jetpack_publicize_connections":[],"yoast_head":"\nTop 10 Secrets in Workers Compensation - 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