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First Friday: Jones/Haneline Photographs and book signing by Stan Jones, author of the Nathan Active mystery series, and mosiac art by Kay Haneline. Friday December 6 5 PM-8 PM. First Friday at Cosmic Café, 701 W 36th Ave, Anchorage, AK

First Friday: “Lyon and Lyons”. Painting by Linda Infante Lyons. Encausting paintings by Cheryl Gibbs Lyon. December 6 5PM-10PM. First Friday at Linda Lyon’s Studio, 3701 Mountain View Drive on the corner of Price Street, Studio #103, Anchorage, AK.

Christmas in Spenard, December 03, 2013 until December 26, 2013,6:45 p.m. Tap Root, Spenard Rd, Anchorage AK.

Alaska Youth Orchestra Fall Concert, December 03, 2013, 7 p.m., Discovery Theatre, Alaska Center for the Performing Arts, Anchorage AK. The finale of the concert is a performance of Tchaikovsky's Symphony No. 2 Finale. The concert will also include a guest appearance by the Alaska Dance Theatre.

UAA Percussion Ensemble-Hot World Grooves Concert, December 5th, 2013, 7:30 - 8:30 p.m.
UAA Fine Arts Building Recital Hall, 3640 Alumni Drive , Anchorage, AK 99508
Local: 907-332-3234, Website: http://music.uaa.alaska.edu.

Anchorage International Film Festival, December 6th, 2013 - December 15th, 2013, Various venues. Website: http://www.anchoragefilmfestival.org.

Native Peoples' Bazaar, December 7th, 2013, 10 a.m. - 3 p.m., Alaska Native Medical Center
http://anmc.org/auxiliary/anmc-craft-shop. Authentic traditional Alaska Native art and handicrafts. There will be a vintage table and collectors table as well as masks, baskets, dance fans, ivory, whalebone carvings, slippers, jewelry, dolls, Christmas ornaments and gift certificates available. Cash and checks only. Credit and debit cards are not accepted. Entertainment includes singing, drumming and dancing. Admission is free.

When the Board orders an SIME (Second Independent Medical Evaluation), the Employer is obligated to pay the doctor, provide transportation and pay per diem to the Employee. These arrangements must be made and conveyed to the Employee no later than 10 days before the SIME appointment. 8 AAC 45.090.

The “per diem” is the amount of money to which the Employee is entitled for meals and incidentals. The proper amount depends on how long the Employee is out of state and where the Employee is set. The Alaska Workers Compensation Board had adopted the federal standards for establishing per diem. http://labor.state.ak.us/wc/bulletins/13-01.pdf.

The federal per diem rates are found at the government website: http://www.gsa.gov/portal/content/104877.

For instance, if an Employee was sent to San Francisco for 24 hours for a SIME, the Employer should send the Employee a check for $71 to cover meals and incidentals. http://www.gsa.gov/portal/category/100120.

If the Employer fails to provide timely notice of the travel arrangements, that is 10 days or more in advance, then the Employee is not obligated to attend the SIME. The reason for the 10 days notice is apparent. It allows the Employee time to arrange time of work or babysitting or dogsitting or any other arrangements that need to be made.

If the Employee does not attend the SIME because the Employer did not make travel arrangements timely, the Employer is obligated to pay the doctor’s missed appointment fee. If the appointment is missed, the Employee call the Board and/or request a prehearing to inform the Board designee so that another appointment can be made.

The Law Office of Keenan Powell provides free consultations regardless of whether or not you have been controverted. To contact Keenan Powell, use the contact form on this page or call 258-7663.

For more information about Workers Compensation, see: http://www.keenanpowell.com/faq-wc.html.

When you start looking for an attorney to handle your workers compensation claim, you will quickly find out that attorneys will ask you to pull together a number of records to review. At the very least, he or she will want to see all of your medical records since your date of injury, the report of the insurance doctor (EIME), if one exists, and the controversion notice, if one exists. Depending on the circumstances, the attorney may want to request more documents in order to review your case.

There are two basic reasons why attorneys ask for the file before deciding whether to accept the case: first, in order to evaluate the case properly, and second, it is a test.

It is difficult for an attorney to determine whether he or she can help the claimant without reviewing the file because Workers Compensation law, and the process, is complicated and each case is unique. Many claimants have seen a number of doctors before they call an attorney, so obtaining their medical records can be a complicated and tedious process. Moreover, where many doctors will give their patient a copy of the file for free, they charge attorneys up to $75 or more for the records, even if there is only one visit. It’s easy to see that if attorneys went to the expense and time to collect documents for every person that called, he or she would not have time to devote to pursuing his client’s claims.

The second reason for asking claimants to gather the records is that, it is a test. If a claimant does not have enough motivation to collect the files, then he or she probably doesn’t have enough motivation to see the case through. If he or she cannot or does not follow directions, then he or she will be a difficult client to work with because the claimant must cooperate during the case in order to proceed.

So if you are serious about your workers compensation claim, collect the records which are asked of you. All of them.

The Law Office of Keenan Powell provides free consultations regardless of whether or not you have been controverted. To contact Keenan Powell, use the contact form on this page or call 258-7663.

For more information about Workers Compensation, see: http://www.keenanpowell.com/faq-wc.html.

 

It has come to my attention that Alaska National is sending out medical releases to injured workers asking them to release medical information from 1998 forward.  Further the medical releases are phrased in such a way that the provider will release all medical records from that date.

This is not the law.  Alaska Workers Compensation law is very clear.  The insurance company is entitled to medical information relating only to the injured body part from two years prior to the date of injury in most circumstances.

In the event that the injured body part was injured previously, then the insurance company would be entitled to medical records from two years prior to the first treatment date.

It is imperative that an injured worker respond to the request for medical releases timely.  If the releases are overbroad (see information beyond what the insurance company is entitled to) then the injured worker must file a petition for protective order with the Alaska Workers Compensation Board.  The form is available on the Board's website: http://labor.state.ak.us/wc/pdf_list.htm.  Use form 07-6111.  You must print the form, fill it out, file a copy with the Board and send a copy to the insurance company.

If you fail to execute the forms and return them on time, or instead file a petition for protective order, the insurance company is entitled to cut off all of your benefits, time loss payment and medical benefits included, until the issue is resolved.  Nothing will happen in your case,

For more information, see http://www.keenanpowell.com/faq-wc.html

Contact Keenan Powell through the contact form or call: 258-7663. Toll free: 888-368-5678.

Most injured workers, having not been involved in a workers compensation claim before, do not know that they do not have to pay for their own medical treatment.  But the hospitals and clinics surely know it, having been told time and again by Employee's and Employer's attorneys.

Nor can a provider send an injured worker's bill to collections.  In the recent case of Agcaoili v Providence, AWCB Decision No 13-0127,the Alaska Workers Compensation Board specifically ordered Providence to desist from efforts to collect fees from an injured workers. Agcaoili v Providence

Both charging an injured worker and sending his or her bill to collections is a violation of Alaska law.  Specifically, AS 23.30.097(f) provides that an employee may not be required to pay a fee or charge for medical treatment or service.  Recently the Alaska Workers Compensation Board stated that this provision applies to prescriptions as well.  It is the insurance companies' responsibility to ensure that prescriptions are filled and to make the necessary arrangements with pharmacies to ensure that there are.

If the insurance company handling your claim is refusing to pay for your medical bills or prescriptions, and as a result you are not obtaining medical treatment or medicine, then you may have a Workers Compensation claim and you should consult with an attorney.

The Law Office of Keenan Powell provides free consultations regardless of whether or not you have been controverted. To contact Keenan Powell, use the contact form on this page or call 258-7663.

For more information about Workers Compensation, see: http://www.keenanpowell.com/faq-wc.html.

 

October is has the highest rates of pedestrians being struck by a motor vehicle.  Never good for the pedestrian.

According to the reasons for the increased rate are the shorter days and snow. Although we haven't had snow in town yet, the number of these accidents are on the rise.

http://www.ktuu.com/news/news/october-has-the-most-pedestrian-vehicle-crashes/-/21043658/22479434/-/dh0rsl/-/index.html

In addition, with no empirical proof to support me, I believe that drivers get crazier in October.

Although its legal to cross a road where no crosswalk is provided, the pedestrian still needs to keep a lookout for vehicles which may not have seen him. Alaskans favor dark clothes (they blend well with mud) which makes it harder to see them in the dark. Be aware that a car driver might not be able to see you whether you are in the cross walk or not.  And be aware that many drivers are not looking for you, they're in a hurry to get to wherever they're going.

If a vehicle strikes a pedestrian, he has the duty to stop, render aid and exchange information. Failure to do so is a hit and run. If the driver is at fault, his insurance will need to pay the damages.

For a free consultation, contact the Law Office of Keenan Powell. Fill out the contact form, use e-mail: keenan@keenanpowell.com or call 907 258 7663.

 

 

 

 

We’ve already had snow and it will be back. It’s a good time to evaluate whether you are prepared for winter.

Does your car after studded snow tires? It’s legal now to change them over. For safety’s sake, you should make sure that your brakes, head lights, brake lights and turning signals are functioning as well.

Have you cleared your sidewalk of fallen leaves? Leaves which left to decompose become slick and can cause someone to slip and fall.

If you don’t have salt or sand left over from last winter for treating your walkway, this is a good time buy some. You don’t want to be driving to the store on slick roads on a Sunday morning with everyone else when the snows hits. You should also make sure that you have an ice scrapper to clear your car for the inevitable dump.

You should also have adequate foot wear for walking across ice. If you slip and fall on someone’s premises and ask them to be responsible for your injuries, the first question they will ask is, what kind of shoes were you wearing?

If you are a home owner, check to make sure that you have adequate insurance to protect you in the event that someone is injured on your premises.

If you own apartments, you have a duty to make sure that the premises are safe and clear of snow and ice. It’s your job to make sure the driveways and walkways are clear. Leaving a bucket of salt by the front door for the tenants to use isn’t good enough. If you have the resources to finance an apartment complex and write it off your taxes, you can spring for a snow and ice removal.

One of insurance companies’ tricks to avoid paying Workers Compensation is to have their doctor state that there was no specific injury at work when the injury that the Employee sustained as a chronic overuse injury which accumulated over a period of time.

Another trick, often seen played at the same time, is for the insurance doctor to say that the pain the Employee is suffering is the result of a pre-existing condition.

The law is clear, and the insurance companies know it, that chronic overuse injuries are compensable under Alaska Workers Compensation law just like an injury from a traumatic event.
Some of the injuries seen develop from chronic overuse include hand nerve injuries, back and neck strains, herniated discs.

The law is equally clear, and the insurance companies know it, that when a work-related injury combines with, aggravates or accelerates a pre-existing condition, then it is still compensable Alaska Workers Compensation law. It is not important that the underlying problem (usually degenerative disc disease) was the result of work, but the pain was caused by working.

If the insurance company has controverted your benefits because it paid a doctor to say you weren’t hurt at work, you need to speak to an attorney.

The Law Office of Keenan Powell provides free consultations regardless of whether or not you have been controverted. To contact Keenan Powell, use the contact form on this page or call 258-7663.

For more information about Workers Compensation, see: http://www.keenanpowell.com/faq-wc.html.

Yoga for Chronic Pain. Tuesdays 12:15 PM-1:15 PM. October 8 - October 29, 2013. $50. Inner Dance Studio, Anchorage. http://www.innerdanceyogastudio.com/  Taught by Jill Brekken, a physical therapist assistant.

Earth, Fire, Fibre XXIX, the popular mixed media art show often featuring Alaskan artists. October 6, 2013 - January 5, 2014. Anchorage Museum: http://www.anchoragemuseum.org/expansion/index.aspx.

Oktoberfest 2013. October 4-5, 2013, doors open at 7 PM. Egan Convention Center, Anchorage. Sponsored by the German Club of Anchorage. Adults $15, Children under 12, $5 (presumably the kids drink less beer.)

3-D Fright Haunted House begins the cherished Halloween season. October 4-5, October 11-12, October 17-31. 6-11 PM. Northway Mall, Anchorage. http://www.anchorage.net/events/3-d-fright-night-haunted-house.

Make it Alaskan Festival, the popular crafts fair. October 5-7, 2013. Sullivan arena, Anchorage

It’s time again for Making Strides Against Breast Cancer 5K Walk. October 5, 2013 10AM-2PM. Park Strip, Anchorage. http://makingstrides.acsevents.org.

Martin Short performs! October 6, 2013 7:30 PM. Performing Arts Center, Anchorage.

5th Annual Zombie Half Marathon and Kids’ Zombie 2K. October 12, 2013. Kincaid Park. Running in costume, not just a “Castle” episode. http://www.anchoragerunningclub.org/zombie.html.

The ever-popular Bead Arts Gala is back. October 14, 2013 10 AM-6 PM, Anchorage Museum. http://www.anchorage.net/events/bead-arts-gala.

Say it isn’t snow. But it will be soon. Learn snowshoeing basics. October 24, 2013 6-7:30 PM. REI, Anchorage. http://www.rei.com/event/43657/session/77145.

Fiddle player Eileen Ivers performs with the Anchorage Symphony October 26, 2013 at 8 PM. http://www.anchoragesymphony.org/web/home.aspx.

Spooktacular Ha-ha-halloween Show at the Snow Goose. Wear your costume! October 26 2013 at 8 PM. http://www.scaredscriptless.com/.

 

 

According to Allstate’s 2013 annual survey, every driver in Anchorage will be involved in a motor vehicle accident every 8.7 years.  Allstate Report 2013

The bad news is that our national ranking has been consistently slipping. In 2010, Allstate ranked Anchorage as the 124th safest city to drive in. In 2012, we were 128th. In 2013, we are now 132nd.

The good news is that the odds of being involved in an accident have not increased. Each one of us will be involved in an accident on average every 8.7 years and Anchorage’s relative accident likelihood is 15.3% greater than the national average. It appears that, Anchorage residents have not become worse drivers but the rest of the nation has become better drivers.

The really bad news is that our insurance rates are bound to go up, especially if you are insured by Allstate.

It is a good time to reevaluate whether your motor vehicle insurance is adequate. Alaska law requires you to carry a minimum of 50/100 bodily injury liability insurance. If you have the resources to purchase higher liability limits, you should do so. In the event that you cause an accident where the damages exceed $50,000 per person, then you will be responsible for paying the amount of any judgment obtained against you over $50,000. $50,000 is no longer adequate to pay for the most common injuries caused in motor vehicle accidents.

By the same token, if you have the resources you should carry both medical payments benefits and uninsured/underinsured motorist coverage. The minimum medical payments benefit available is $5,000, which these days may cover one visit to the emergency room, depending on the nature of the injury and treatment. After the ER visit, you’ll be on your own paying for medical treatment unless you have increased medical payments benefits which pays 100% of your bills, not 70-80% as some health insurance companies pay.

The purpose of uninsured/underinsured motorists coverage is to pay you for your damages in the event that the at-fault driver is not insured, does not have enough insurance or you are involved in a hit and run. Again, $50,000 coverage is inadequate. If you have the resources, you should select as much uninsured/underinsured motorists coverage as you can afford.

For more information, see:  http://www.keenanpowell.com/faq-wc.html.

Contact Keenan Powell for a FREE CONSULTATION through the contact form or call: 258-7663. Toll free: 888-368-5678.

mailto:keenan@keenanpowell.com.